No Cash, No Checks, No Problem Peer-to-peer payment apps are one of the newest ways to send money. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. U.S. Personal Savings Rate What can be learned from the savings rate? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.